Comparing Income and Spending

Posted October 8th, 2010 by Kent and filed in Finances
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road yesterday wasn’t able Thursday post up. let’s ts today.

You nd fd wt you’re spending compare you’re bringing income. shock you, he kept track spending habits. Let’s started.

You wl pad pager, pen pencil calculator. you’ll nd following: Credit card statements, Check registers, major purchases receipts, bank statements. ao records yr past income 12 months. me se spouse partner gathers se information.

You tn create worksheet tt divides spending io te categories.

  1. Fixed expenses: month month expenses. Example, rent mortgage, automobile loan insurance.
  2. Variable expenses: vary fm month month. example wd utilities, groceries, gas, etc.
  3. Periodic expenses: Example tuition, property taxes, dues.

Figure total income total expenses tn subtract expenses yr income yr financial line.

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