Comparing Income and Spending

Posted October 8th, 2010 by Kent and filed in Finances
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road yesterday wasn’t able Thursday post up. let’s ts today.

You nd fd wt you’re spending compare you’re bringing income. shock you, you’ve kept track spending habits. Let’s started.

You nd pad pager, pen pencil calculator. you’ll following: Credit card statements, Check registers, major purchases receipts, bank statements. ao records past income lt 12 months. yr spouse partner gathers se information.

You tn nd create worksheet tt divides spending io categories.

  1. Fixed expenses: month month expenses. Example, rent mortgage, vehicle loan insurance.
  2. Variable expenses: te vary month month. example utilities, groceries, gas, etc.
  3. Periodic expenses: Example tuition, property taxes, dues.

Figure total income total expenses subtract expenses fm income ts financial bm line.

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